State Bank of Bird Island
Online Banking Rates & Fees
Home
Deposit Accounts
Loans
Credit Card Center
Order Checks
Calculators
Contact Us
Cash Machine Location
FDIC Insurance
Protecting Your Privacy


Privacy Policy

Privacy Policy

 

STATE BANK OF BIRD ISLAND

STATEMENT ON THE PRIVACY OF CUSTOMER INFORMATION

State Bank of Bird Island respects the privacy expectations and rights of its customers regarding financial information and other related information which the Bank has or gathers in the normal course of business.

State Bank of Bird Island collects, retains, and uses information about individual customers only when we believe it would be useful (and allowed by law) in administering our business and to provide products, services, and other opportunities to customers. This information is obtained from application information, transaction information, and consumer report information.

State Bank of Bird Island will use a customer's personally identifying information in our normal course of business. Personal information will not be sold or distributed to other parties for marketing purposes.

State Bank of Bird Island does not share information about our customers with other parties except in order to conduct our business, comply with applicable law, and to protect against fraud. We may also provide information to regulatory authorities and law enforcement agencies in accordance with applicable law. This type of information is shared in ways that will improve or expand upon the services we provide you. You cannot opt out of this type of information sharing. This disclosure applies to, but is not limited to, the following products:
 

  Checking Accounts 
Credit Cards 
IRA's
Savings Accounts
Home Equity Loans
Personal Loans
Time Deposit Accounts
Home Mortgage Loans
Money Market Accounts

State Bank of Bird Island is concerned about the accuracy of customer information and, therefore, we will not disclose nonpublic personal information about former customers after two years from the time they cease to be our customers. For the first two years, however, we may share this information in the same manner and to the same categories of other parties as we do with current customers.

You have separate opt out rights under the Fair Credit Reporting Act regarding the disclosure of information from outside sources and you may opt out of this type of sharing by contacting these associations or agencies directly.

State Bank of Bird Island is committed to the security of your financial and personal information. All of our operation and data processing systems are in a secure environment that protects your account information from being accessed by third parties. We maintain and grant access to customer information only in accordance with our internal security standards. Additionally, each bank employee is required to follow our bank's code of conduct, which states that all customer information is considered private and privileged and is to be used by them solely for the purpose of providing you with our services.

Back to the top